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           What Makes us Unique:  I'm sure you have heard by now that credit repair companies are fraudulent! In most cases, they are; especially companies that promise to remove accurate information, while promising you a credit score increase of 100+ points. Be aware that many credit repair companies do not care to educate you about credit restoration, and many of them make false promises. Most charge upfront fees and keep you in their programs for over 2 years while nothing is getting worked on. Improve Credit Consulting Firm is here to prove that credit consulting organizations are not all fraudulent , and truly believe credit restoration is possible for everyone.We have become a leader in credit consulting for companies and for the average consumer. Regardless of your past credit we know we can help you. We are a better alternative due to a great track record and our commitment to ethical behavior.  

    Honest testimonials-

    ~I contacted Improve Credit Consulting Firm because I was in desperate need of help and I'm so glad I did! Improve Credit is great to work with, they stayed with me all the way through.  They helped me improve my credit, get out of debt, and even helped all the way through to me getting pre-qualified for a home loan.   I definitely would not be in such a good position without her help.  Hiring Improve Credit was the smartest thing I have done for my credit in years.....Thanks Improve Credit! -Ben Hammonds


    ~Improve Credit Consulting Firm does what no one else can or has the time to do. She is 100% committed to repairing her clients credit. She completely understands the magnitude of the task and because of her diligence and experience she gets the job done. I would 100% recommend  Wanda if you’re looking to get control of your credit.
    William Ryan
    Owner of Clean Catch Fish


    We have saved over 20 million dollars for our customers!

    We believe in building a good relationship from the ground up

    Voted #1 in customer service in the Carolinas

    Fact: 1 out 3 credit reports are so inaccurate the consumer is denied credit. Don't deny the power of credit; good credit saves you thousands of dollars in interest payments and lowers your monthly payment.

    Our Approach:

    Each customer is assigned to a credit consultant from start to finish. The consultation alone will allow the client to know the exact process of their credit program. Before the program begins the file will be examined by the owner, and founder of the company for best results. You will not be just another number within our company, but handled with the utmost respect and honor. We are the best, and are the only company that takes this approach. We will then teach you how to properly manage your credit, and your finances.

    1. Consultation

    Pulling a “soft pull” credit report with all three bureaus. Explaining the factors that affect your credit score. Reviewing each account, and explaining your rights as a consumer in order to improve your credit and increase your score. Preparing a plan of action for your credit restoration process. Within this process we will thoroughly explain your legal rights as a consumer.

    2. The Dispute Program

    We will review the accuracy of your debts. Anything that is incomplete, unverifiable, and outdated will be disputed with the bureaus for validation. The most common mistakes are as follows: re-aging accounts, collecting on a debt that is over the statue of limitation, collecting on a debt that is unverifiable, and creating more then one account for the same debt. Knowing these facts will allow us to explain to you your rights as a consumer and give you solutions for these issues. This process alone can increase your score from 10 up to 20 points per account.

    3. The Debt Negotiation Program

    Did you know that when you negotiate on a derogatory debt that you can potentially decrease your score from 10 up to 20 points per transaction. That is why it is imperative that you understand this process, and have an expert explain to you how to take this approach and see great results. Any account that is negotiated for payment will re-age the account. Derogatory accounts that belong to the consumer, and are paid will remain on the report for 7 years from the date of last payment. Be aware of companies that promise to remove this debt once payment is received.

    4. The Debt Management Program

    We will create a plan of action with your active accounts. This program is an important tool to help you get the best results with your creditors and establish a plan to get out of debt. Have you ever asked yourself this important question, “How long will it take me to get out of debt from a credit card balance of $10,000 with an Annual Percentage Rate of 19%?” Did you know that it will take you 24 years to get out of debt! That is why this program will be essential to your goal of becoming debt free.

    5. Identity Theft Protection Program

    Did you know that 1 out of 3 consumers are a victim of identity theft? Most of us have no idea that we are victims of a perpetrator. This program will protect your identity immediately and educate you on the steps to experiencing financial freedom! Most victims do not know where to start with this type of service. We will make sure that you are well prepared while providing the education needed to insure results. This will allow you to experience results in a shorter period of time once you are assigned to a credit restoration professional. Once your credit report is revealing accurate information you will be well on your way to experiencing security with your identity and your credit reports.

    6. Loan Modification Education~No upfront fees~No Scam Guarantee

    If you are behind with your mortgage payments, then our Loan Modification program will assist you this process. We will thoroughly review your debt vs. your income and prepare an outstanding package for you in order to save your home. Loan Modification programs were established by the federal government and the mortgage industry in order to stop home foreclosure. We will analyze your lender’s loan mitigation policies, our professional loan modification department will educate you about your lender to get you the best possible solution to your home foreclosure problem. We can help you save your home and credit history through a variety of loan Modification options. 



    Education is key to your success. Call 704-877-8739 now to get started or simply fill out the form in the upper right corner.